Unity Investments | Life, Compounded
Our mission to provide better access led us to develop the Unity High-Yield Managed Account (Unity HYMA).¹ By invitation only, Unity HYMA allows accredited investors to create their customized asset-backed private credit portfolio that perfectly balances between yield and liquidity on a secure and regulated investment platform.
This product enables investors to optimize their allocation between our credit investments and cash, providing a toggle between returns and liquidity preferences.
By combining high-conviction and rigorously underwritten private credit investments with the flexibility of a liquid cash component, all in one account, investors can compound wealth effortlessly.
Even idle cash and monthly interest distributions continue to earn a competitive cash rate, enhancing overall yield without compromising liquidity.
In addition, we do everything with integrity. We believe that our investors should be treated with transparency, respect, and alignment of interest. In particular, we strive to demystify the investment black box and deliver unbiased, easy-to-understand insights that empower our investors to make their own informed decisions.
We are upfront about our fees, transparent about how we underwrite our deals, timely in our deal maintenance updates, and stubborn in aligning our interests with our investors.
¹All Unity HYMAs are brokerage accounts custodied by Percent Securities, LLC, an SEC-registered broker-dealer.
Simple and effortless investing
Step 1
After depositing funds, you will receive at least one private credit investment opportunity per month, carefully curated by Unity’s investment team.
Step 2
Monthly or quarterly interest payments will be automatically deposited into your Unity HYMA.
Step 3
The idle cash balance immediately earns a competitive liquid deposit interest rate of 2.5-3.5%.
Product Overview
Private credit investment
Cash management
TARGET UNLEVERED
NET RETURN
15-20%
2.5-3.5%²
DURATION
12 to 24 months
Overnight
UNDERLYING ASSETS
Receivables, loans, claims, royalty revenues, and other financial or tangible assets
Cash
DISTRIBUTIONS
Monthly or quarterly
Monthly
REDEMPTIONS
Upon exit
1 day on cash
MANAGEMENT FEES
Typically 1-2%
0%
CARRIED INTEREST
Typically 10-20%
0%
²Subject to change depending on the Overnight Fed Funds rate and dependent on total account balance (private credit investment + cash deposit).
To learn more about Unity HYMA, become an investor, or see some of our past deals, please email us at IR@unityinvestments.com.
Disclaimer: The information contained herein is for informational purposes only and is not intended as, and may not be relied on in any manner as legal, tax or investment advice, a recommendation, or as an offer to sell, a solicitation of an offer to purchase or a recommendation of any interest in any security offered by Unity Angels Management Inc., Cadence Group, Inc. (DBA Percent Technologies) or its affiliates (together ‘Unity and Percent’). The information is subject to change and may also be incomplete. Some data set forth herein has been provided by originating third parties. Unity and Percent believe that information to be reliable but does not assume any responsibility for the independent verification of such information and makes no representation, warranty or guarantee as to its accuracy or completeness. Therefore, Unity and Percent assume no liability for the information provided. Unity and Percent may have issued, and may in the future issue, materials that are inconsistent with, and reach different conclusions from, the information presented herein. Those materials may reflect different assumptions, views, and analytical methods and Unity and Percent are under no obligation to ensure that such other materials are brought to the attention of any user. Additional information is available upon request.