Unity Investments | Private Credit & Investment Management
Life, Compounded.
Unity Investments provides investment management and investment services to accredited investors, with a primary focus on U.S. asset-backed private credit.
Through the Unity High-Yield Managed Account (Unity HYMA)¹, Unity Investments delivers a fully managed, end-to-end investment experience—from deal origination and underwriting to fund administration and ongoing portfolio oversight.
By invitation only, Unity HYMA allows accredited investors to build customized private credit portfolios, with Unity Investments managing the full lifecycle—from sourcing opportunities and conducting due diligence to underwriting and account administration—all on a secure platform.
¹ All Unity HYMAs are brokerage accounts custodied by Percent Securities, LLC, an SEC-registered broker-dealer.
At Unity Investments, our investment advisory philosophy is grounded in integrity. We believe that our investors should be treated with transparency, respect, and alignment of interest.
As part of our investment advisory services, we strive to demystify private credit markets and deliver unbiased, easy-to-understand insights—empowering our investors to make informed decisions with full transparency into how their capital is being deployed.​
​We are upfront about our fees, transparent about how we underwrite our deals, timely in our deal maintenance updates, and committed to aligning our interests with our investors.
Simple and effortless investing
Step 1
After depositing funds, you will receive at least one private credit investment opportunity per month, carefully curated by Unity’s investment team.
Step 2
Monthly or quarterly interest payments will be automatically deposited into your Unity HYMA.
Step 3
The idle cash balance immediately earns a competitive liquid deposit interest rate of 2-3%.
Unity Investments: Our Services
Unity Investments offers the following investment management and financial services to accredited investors:
Private Credit Investment Management
Unity Investments selects, underwrites, and manages asset-backed private credit investments on behalf of investors, including receivables, loans, royalty revenues, and other financial assets.
Special Purpose Vehicles (SPVs)
Each Unity private credit investment is structured through a dedicated special purpose vehicle (SPV), which holds the underlying loan or asset on behalf of investors. Unity manages and administers each SPV end-to-end, including investor onboarding, distributions, reporting, and ongoing oversight throughout the deal's lifecycle.
Unity Investments:
Investment Management Fee & Structure Overview
Private credit investment
Cash management
TARGET UNLEVERED
NET RETURN
15-20%
2-3%²
DURATION
12 to 24 months
Overnight
UNDERLYING ASSETS
Receivables, loans, claims, royalty revenues, and other financial or tangible assets
Cash
DISTRIBUTIONS
Monthly or quarterly
Monthly
REDEMPTIONS
Upon exit
1 day on cash
MANAGEMENT FEES
Typically 1-2%
0%
CARRIED INTEREST
Typically 10-20%
0%
²Subject to change depending on the Overnight Fed Funds rate and dependent on total account balance (private credit investment + cash deposit).
To learn more about Unity’s investment management, investment advisory, or private credit investment services—or to become a client—please contact us at IR@unityinvestments.com.
Disclaimer: The information contained herein is for informational purposes only and is not intended as, and may not be relied on in any manner as legal, tax or investment advice, a recommendation, or as an offer to sell, a solicitation of an offer to purchase or a recommendation of any interest in any security offered by Unity Angels Management Inc., Cadence Group, Inc. (DBA Percent Technologies) or its affiliates (together ‘Unity and Percent’). The information is subject to change and may also be incomplete. Some data set forth herein has been provided by originating third parties. Unity and Percent believe that information to be reliable but does not assume any responsibility for the independent verification of such information and makes no representation, warranty or guarantee as to its accuracy or completeness. Therefore, Unity and Percent assume no liability for the information provided. Unity and Percent may have issued, and may in the future issue, materials that are inconsistent with, and reach different conclusions from, the information presented herein. Those materials may reflect different assumptions, views, and analytical methods and Unity and Percent are under no obligation to ensure that such other materials are brought to the attention of any user. Additional information is available upon request.